For July
Provided by: Federal Reserve

Consumer borrowing slowed in July, with total credit increasing $4.6 billion. That's almost half what economists forecast, and is significantly lower than June's downwardly revised $11.0 billion. Banks have restricted lending, as they continue to face tighter credit conditions and consumers have also cut back on spending. Consumer faced with rising unemployment and a higher cost of living are trying to save. Automobile sales in July for example slumped to the lowest level in 15 years. Consumers with good credit standing are finding it hard to get increases to their credit lines, which is limiting potential spending. 

For March
Provided by: Federal Reserve

Americans borrowed $15.29 bln worth of credit in March, an increase of 7.21%. The figures was higher than expected and were the fastest pace since November. Revolving credit (credit card borrowing) rose at an annual pace of 7.92% for March the largest increase since November. Non revolving credit was up 6.79%.

For February
Provided by: Federal Reserve

Americansincreased their outstanding credit in February by $5.2 billion, half of January's upwardly revised $10.3 billion. THe majority of the increase in total consumer debt was for credit card debt.